My Mortgage Blog — Latest Posts
What the heck is an IRD?
What the heck is an IRD and how will it impact me?The IRD or Interest Rate Differential is a charge levied by lenders that may apply if you pay off your mortgage before it matures (before your...
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Being a first-time buyer can be scary!
Scary maybe; but it doesn't have to be. Making the move from renting to home ownership can be both exhilarating (and fearsome). I remember buying my first home and feeling extremely proud of what we...
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Are you thinking of buying a house in 2018?
Buying a house should be exciting but it can get pretty stressful at times. Now, with new mortgage rules, that stress might get worse. You may worry you won’t qualify or you’re not sure if your down...
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Use these saving tips to become mortgage free!
Good news! It only takes small changes for you to become mortgage free and save thousands of dollars in interest. In December, Mortgage Professionals Canada released its annual state of the housing...
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