My Mortgage Blog — Latest Posts
The Upside of Alternative and/or Unregulated Lenders
A recent report from the Bank of Canada reviewed the impact of the government's policy changes on the mortgage market. It found that overall market activity had slowed -- something we knew would...
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Did you tell the whole truth on your mortgage application?
No matter how big or small the "fib"......the intentional misrepresentation or omission of information for the purpose of obtaining a mortgage loan or a loan larger than would have been obtained had...
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How a Reverse Mortgage might be right for you or someone you love -- its not what you think...
Saving enough for retirement can be a challenge. As people continue to live longer, retirement savings are being stretched further over many more years. However, there is an option that is increasing...
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What the heck is an IRD?
What the heck is an IRD and how will it impact me?The IRD or Interest Rate Differential is a charge levied by lenders that may apply if you pay off your mortgage before it matures (before your...
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